
The zero coupon curve represents the yield to maturity of hypothetical zero coupon bonds, since they are not directly observable in the market for a wide range of maturities. A zero coupon bond is a bond that pays no coupon and is sold at a discount from its face value. The ECB estimates zero-coupon yield curves for the euro area and derives forward and par yield curves. An investor calculates the price of a bond by discounting the expected future cash flows. When buying and selling bonds, investors include their expectations of future inflation, real interest rates and their assessment of risks. The information content of a yield curve reflects the asset pricing process on financial markets. Statistical information request General description of ECB yield curves methodologyĪ yield curve (which can also be known as the term structure of interest rates) represents the relationship between market remuneration (interest) rates and the remaining time to maturity of debt securities.
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In Commercial Law area, her professional activity has been developed in the field of family businesses, advising on taxation, corporate reorganisation, restructuring operations and corporate governance, succession planning and generational handover, family agreements and protocols.

Her practice has focused on advising companies, as well as third sector entities and public administrations, on matters related to public procurement, subsidies, Competition Law, authorisations and licences, public assets, sanctioning procedures, ports and coasts, environment, energy and telecommunications, among other matters. She is a specialist in Administrative Law, performing advisory functions (advice, preparation of reports) and contentious functions (negotiation, administrative and jurisdictional contentious-administrative proceedings).

She is also director of the journal Món Jurídic. She is in charge of the ICAB´s Legal department and member of the Commission for Relations with the Administration of Justice for the contentious-administrative jurisdiction and of the Regulations Commission.

She has been deputy head of the Legal of the Conselleria d’Economia i Finances de la Generalitat de Catalunya for which she carried out advisory functions aimed at advising the Direcció General de Patrimoni de la Generalitat de Catalunya (issuing reports on legal viability in relation to all areas of Property Law in relation to the Generalitat de Catalunya). She is also Honorary Consul of Ireland in Barcelona. She is vice-dean of the Barcelona Bar and chairs the Commission for the promotion of the Sustainable Development Goals (SDGs) of ICAB. Susana is a Law graduate from Universidad de Barcelona, where she also took a Master’s degree in Advanced Legal Studies specialising in Public Law.
